Friday, 27 January 2012
"For Things to Change You have to Change" Jim Rohn
Well!! I've totally neglected this site haven't I?
So a belated Happy New Year to everyone :) and it's going to be a great one :)
Lots of changes happening for me, exciting times ahead .... I'll be back ... Refreshed - Renewed - and Raring To Go, so look out world here I come!!
Monday, 14 February 2011
You Want Financial Freedom? ... How's Your Financial Intelligence ?
Money is not Evil ... It's just Money !!
Money affects and connects everyone, regardless of whether they believe this or not
I have been reading another great book from Robert Kiyosaki in which he gives a refreshingly honest outlook on how to become smart about money:-
‘Increase Your Financial IQ – Get Smarter with your Money’
In this post, I have taken extracts of really interesting information from the above mentioned book to whet your appetite, the book is a riveting and fascinating read and if you care about what is happening to the global economy and how it affects you, then do yourself a favour and read this book (unless you have already done so, then you will know exactly what I mean) and the video below is equally relevant and valuable.
The following is the author’s (Robert Kiyosaki) note prior to his introduction to his book
“It ‘s financial education that enables people to process financial information, and turn it into knowledge...and most people don’t have the financial education they need to take charge of their lives” – Donald Trump says ‘he couldn’t agree more’
“One of the greatest failures of the educational system is the failure to provide financial education to students. Educators seem to think that money has some sort of quasi-religious or cult-like taint to it, believing ‘the love of money is the root of all evil’. As most of us know, it is not the love of money that is evil – it is the lack of money that causes evil. It is working at a job we hate that is evil. Working hard yet not earning enough to provide for our families is evil. For some, being deeply in debt is evil. Fighting with people you love over money is evil. Being greedy is evil. And committing criminal or immoral acts to get money is evil. Money by itself is not evil. Money is Just Money” Robert Kiyosaki
Hmmm! Thought-provoking words !!
I don’t know about you, but they really struck a chord with me. Here’s some more :-
1) Being born poor and financially un-educated, does not mean you cannot become rich.
2) Start small and take baby steps.
3) Dream BIG
Robert Kiyosaki states in his book ‘that there are 5 Financial IQs that need to be developed to increase your financial intelligence and achieve financial integrity – a person who has mastered the five intelligences has achieved financial integrity – in this respect integrity = wholeness, a quality or state of being complete or undivided.
Financial intelligence is the intelligence we use to solve our specific financial problems.
The five financial IQs are:
1) Making More Money
2) Protecting Your Money
3) Budgeting Your Money
4) Leveraging Your Money
5) Improving your Financial Information (develop these to become rich)
Hmm! I always thought that it takes money to make money (I even state that in my ‘About this blog’ page!!) but not so according to Robert ... tell me more I need to learn, I am keen to learn. It’s all starting to make sense to me ...
it’s all about information – which now leads me to this next piece from Robert:-
“Information is the single greatest asset of this era. In previous ages, you owned factories, cattle ranches, goldmine, oil wells or skyscrapers to be rich ... In the Information Age, information alone can make you very rich. You don’t need tangible resources like land, gold or oil. The young entrepreneurs who created MySpace & YouTube have proved that with just a few dollars, some information, and the leverage of technology, these ‘twenty-year-olds’ have become billionaires. Likewise poor or mistaken information is a liability. Poor information creates poor people. One of the reasons so many people are struggling financially is simply because they have obsolete, biased, misleading, or erroneous information powering their most powerful asset, their brain. Many people who are struggling, are doing so because they are using Industrial or Agrarian Age Information in the Information age. Examples of Industrial Age information are ideas such as, ‘I need a good education to get a high-paying job’ – an example of Agrarian Age Information is ‘Land is the basis of all wealth’ “
“Information is just information, intelligence is the ability to take information and make it meaningful. You have to learn how to sort, categorise, discard and process tremendous amounts of information from multiple and varied sources. You need to know the difference between facts and opinions. A fact is something that is proved by verification of physical proof (e.g. cashflow, how much rent is being received). An opinion is something that may or may not be based upon a fact (e.g. Capital Gains, how much a property is likely to be valued at). In other words, an opinion might be a fact, but it remains an opinion until verified. As my good friend and business partner Ken McElroy says, Trust but verify. A smart investor is a person who invests with both opinions and facts” Robert Kiyosaki
Well some real nuggets of wisdom here !
Robert has stated that he strongly believes in the power of our minds, our minds being our most important form of leverage, and he recommends that we read books and attend seminars before investing.
Wow! this is all very thought-provoking isn’t it – I know that I need to re-read the book and to keep referring back to it so that I can really learn and internalise all this valuable information, as there is so much more to read and learn from the book, especially how our brain works!! (maybe another blog post on that later !!)
So which economic age ideas are you still sticking to? The Hunter-Gatherer Age, The Agrarian Age, The Industrial Age or The Information Age?? Well I know which one I choose, your choice I believe will dictate whether or not you become rich.
“Rich or poor we are all involved in the game of money” Robert Kiyosaki
Hope you found this post interesting and helpful, discovering the words of wisdom from Robert Kiyosaki has been a major influence for me.
Money affects and connects everyone, regardless of whether they believe this or not
I have been reading another great book from Robert Kiyosaki in which he gives a refreshingly honest outlook on how to become smart about money:-
‘Increase Your Financial IQ – Get Smarter with your Money’
In this post, I have taken extracts of really interesting information from the above mentioned book to whet your appetite, the book is a riveting and fascinating read and if you care about what is happening to the global economy and how it affects you, then do yourself a favour and read this book (unless you have already done so, then you will know exactly what I mean) and the video below is equally relevant and valuable.
The following is the author’s (Robert Kiyosaki) note prior to his introduction to his book
“It ‘s financial education that enables people to process financial information, and turn it into knowledge...and most people don’t have the financial education they need to take charge of their lives” – Donald Trump says ‘he couldn’t agree more’
“One of the greatest failures of the educational system is the failure to provide financial education to students. Educators seem to think that money has some sort of quasi-religious or cult-like taint to it, believing ‘the love of money is the root of all evil’. As most of us know, it is not the love of money that is evil – it is the lack of money that causes evil. It is working at a job we hate that is evil. Working hard yet not earning enough to provide for our families is evil. For some, being deeply in debt is evil. Fighting with people you love over money is evil. Being greedy is evil. And committing criminal or immoral acts to get money is evil. Money by itself is not evil. Money is Just Money” Robert Kiyosaki
Hmmm! Thought-provoking words !!
I don’t know about you, but they really struck a chord with me. Here’s some more :-
1) Being born poor and financially un-educated, does not mean you cannot become rich.
2) Start small and take baby steps.
3) Dream BIG
Robert Kiyosaki states in his book ‘that there are 5 Financial IQs that need to be developed to increase your financial intelligence and achieve financial integrity – a person who has mastered the five intelligences has achieved financial integrity – in this respect integrity = wholeness, a quality or state of being complete or undivided.
Financial intelligence is the intelligence we use to solve our specific financial problems.
The five financial IQs are:
1) Making More Money
2) Protecting Your Money
3) Budgeting Your Money
4) Leveraging Your Money
5) Improving your Financial Information (develop these to become rich)
Hmm! I always thought that it takes money to make money (I even state that in my ‘About this blog’ page!!) but not so according to Robert ... tell me more I need to learn, I am keen to learn. It’s all starting to make sense to me ...
it’s all about information – which now leads me to this next piece from Robert:-
“Information is the single greatest asset of this era. In previous ages, you owned factories, cattle ranches, goldmine, oil wells or skyscrapers to be rich ... In the Information Age, information alone can make you very rich. You don’t need tangible resources like land, gold or oil. The young entrepreneurs who created MySpace & YouTube have proved that with just a few dollars, some information, and the leverage of technology, these ‘twenty-year-olds’ have become billionaires. Likewise poor or mistaken information is a liability. Poor information creates poor people. One of the reasons so many people are struggling financially is simply because they have obsolete, biased, misleading, or erroneous information powering their most powerful asset, their brain. Many people who are struggling, are doing so because they are using Industrial or Agrarian Age Information in the Information age. Examples of Industrial Age information are ideas such as, ‘I need a good education to get a high-paying job’ – an example of Agrarian Age Information is ‘Land is the basis of all wealth’ “
“Information is just information, intelligence is the ability to take information and make it meaningful. You have to learn how to sort, categorise, discard and process tremendous amounts of information from multiple and varied sources. You need to know the difference between facts and opinions. A fact is something that is proved by verification of physical proof (e.g. cashflow, how much rent is being received). An opinion is something that may or may not be based upon a fact (e.g. Capital Gains, how much a property is likely to be valued at). In other words, an opinion might be a fact, but it remains an opinion until verified. As my good friend and business partner Ken McElroy says, Trust but verify. A smart investor is a person who invests with both opinions and facts” Robert Kiyosaki
Well some real nuggets of wisdom here !
Robert has stated that he strongly believes in the power of our minds, our minds being our most important form of leverage, and he recommends that we read books and attend seminars before investing.
Wow! this is all very thought-provoking isn’t it – I know that I need to re-read the book and to keep referring back to it so that I can really learn and internalise all this valuable information, as there is so much more to read and learn from the book, especially how our brain works!! (maybe another blog post on that later !!)
So which economic age ideas are you still sticking to? The Hunter-Gatherer Age, The Agrarian Age, The Industrial Age or The Information Age?? Well I know which one I choose, your choice I believe will dictate whether or not you become rich.
“Rich or poor we are all involved in the game of money” Robert Kiyosaki
Hope you found this post interesting and helpful, discovering the words of wisdom from Robert Kiyosaki has been a major influence for me.
Saturday, 12 February 2011
Monday, 3 January 2011
HAPPY NEW YEAR 2011
Well first of all apologies that I have been neglecting this blog for a while 
and on a more positive note Happy New Year and I'm going to make 2011 a great year how about you?
Below is a picture of me sat in a snow throne which my son and daughter and their friends had made, also a pic of them Lol! so while we are all working hard to achieve our goals this year ... remember to have fun and enjoy life ;)
and on a more positive note Happy New Year and I'm going to make 2011 a great year how about you?
Below is a picture of me sat in a snow throne which my son and daughter and their friends had made, also a pic of them Lol! so while we are all working hard to achieve our goals this year ... remember to have fun and enjoy life ;)
Tuesday, 28 September 2010
Have You Unconditionally Helped Someone Lately & Made a Difference to their Day?
Something happened a couple of days ago which left me quite reflective in mood, and which I felt that I needed to share...
I had been to town with my daughter to do some shopping, it was Sunday and everywhere was closing and we had just been for something to eat and drink before we set off for home. A woman came up to me and said, “would you mind if I asked you something?” to which I replied, “no of course not” she smiled and seemed happy and asked me if there was anywhere open where she could go as she had about an hour and a half to pass before she got her train back to London (we were in Middlesbrough and London is approximately 350 miles away). I explained about everywhere closing early on a Sunday as she was wondering why everywhere was closed and not many people about. I explained that there were a couple of pubs close by where she could get something to eat and drink and that she could pass the time and which were also not far from the railway station. I then said that we were heading that way and she could come with us and we would show her where the pubs where.
Although we were complete strangers, we seemed to be at ease with each other and began to chat about ourselves. I learned from her, that her name was Sam, as she introduced herself to us and shook our hands. She had travelled down on her own to attend an Absailing/Bungee jumping event from the Transporter bridge (a well-known local landmark in this area )
..and that she was doing this for charity, she stated that she had pledged to raise £100 for a charity for children with Leukaemia (CLIC Sargent) but had only raised a small amount and had put the rest in herself, she was smiling all the time, but laughed as she stated that at the time of the ‘event’ she was very scared (not her exact words lol!) She was 27 years old and stated that she was originally from Iran. My daughter and I were very interested in what she had to say, as she spoke proudly about her country and her family. She also expressed a keen interest in how my daughter looked with her distinct look of partly shaved head on both sides and two-tone hair, with piercings and tattoos, as Sam explained that she herself, is quite independent and loves a challenge and loves to travel.
She was also dressed in western style clothing of casual trousers and jacket, but then politely explained about the Islamic rules of clothing for women. This then led to an interesting mutual conversation of how we all come from very different cultural backgrounds and yet we are all human beings with a right to be as individual as we choose to be, and how we should not judge people from how they look.
Before we knew it, time had passed and we each had to go our own ways, but before she left, she asked if she could hug us, and thanked us for being so kind to take the time to talk to her and help her, and we agreed that this does not always happen in this day and age as some people are either too busy or to suspicious to help or even just to talk to a fellow human being especially when they are on their own in an unfamiliar environment!!! As she looked me in the eyes, she smiled and said to me “I can see that you have soul” I felt surprised and somewhat humbled as I smiled back and said “thank you”
I don’t really know what anyone else will make of this ‘meeting’ but my daughter and I were talking about how ‘random’ this was ... I felt really affected by what had happened, and I always believe that there are reasons for everything! I kept thinking about this when I was at home, which then made me think of another lady I had heard about online who was from Iran (I think!!) a well respected motivational speaker named ‘Ellie Drake’ I checked out her site on line again, and was surprised to read that ‘she speaks from her soul’ ... I then decided to join her online community ‘BraveHeart Women Global Community’ which is something I can relate to and respect.
This random meeting certainly stopped me in my tracks, and made me think deeply about how we all connect as human beings and how a smile and a few kind words can really make a difference to someone’s day ...
Thursday, 22 July 2010
Overcoming Adversity
Monday, 14 June 2010
Online Network Marketing / Information Overload!! - Want to know how I dealt with it ?
THE OTHER SIDE OF THE SMILEY FACE
YOU’VE HEARD OF R&R (Rest &Recuperation) WELL HERE’S MY R&V (Rant & Vent)
What prompted me to do this ‘alternative’ post was thinking about a patient I was working with a couple of weeks ago. He was working in a computer session and decided to put his heartfelt emotions down onto the screen. He did this in a very large font size and in a bold print (as if he was shouting!!) It left nothing to the imagination as he described some of his fellow peers, staff members and his consultant psychiatrist in a less than flattering light. Now I know this might seem unprofessional of me, but I could not help but laugh when I read it (bearing in mind this was not in the presence of the patient or any others, as another staff member had saved it and printed off a copy for me to read and for me to act on).
I initially thought it was perhaps inappropriate and disrespectful, but then as I heard from the staff member that the patient had been laughing to himself as he typed away on the computer... and no-one had been physically hurt, I began to think that maybe this had acted as a form of therapy for him!! As I was aware that not too far away, another patient was ‘kicking off’ quite aggressively with the potential of hurting himself and many others...hmmm! so which was the better way of the two options to vent frustration?
So here goes with my official Rant & vent ....
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